Buy Now, Pay Later
With our Buy Now Pay Later service, it’s quick and easy than ever to buy the things you need and pay in convenient monthly instalments.
Let’s help you upgrade your lifestyle.
Sign up with your email and password to set up your account.
Make a request for a personal loan from your unique dashboard.
Fill out our KYC form to determine your eligibility.
After verification, funds will be disbursed to your bank account.
FEATURES & BENEFITS
Unique asset financing model for financing white goods, income-generating assets (ice-makers, grinding machines, etc.), and household equipment.
Tenors available are 3, 6, 9, and 12 months.
Asset Pickup within 24 hours of submission of completed documentation.
This product is open to both private and public sector organizations.
Purchase of these assets is at CDL-accredited vendors with warranties and active after-sales service.
ELIGIBILITY CRITERIA
To start your journey to financial freedom with us, we need to know whether you check all our boxes. It takes around 2 minutes and it won’t harm your credit rating.
Have a staff Identification card
Live and or work in Lagos State.
Be between 22 and 58 years old.
Possess a clean Credit Bureau Report.
Not have a history of returned cheques in your account.
Possess a verifiable monthly income and pension statement
Run an account (Current or Savings) with a commercial Bank in Nigeria.
Present one recent passport photograph (within the last 6 months)
Possess a valid Proof of Identification (current ECOWAS Passport, National Identification, Driver’s License or Voters ID)
Present NUBAN Cheque leaves for the duration of Loan/Activated direct debit mandate
Have a salary bank statement for the last 3 months (must be stamped by the bank). Your bank can send it directly to us at cashtogo@creditdirect.ng
Send a letter of Employment, Confirmation, Promotion, Redeployment, Salary Increase OR Introduction Letter from Employer’s HR to CREDITDIRECT
Got a question about our loans, how quick we disburse, or looking for other financial products?
Buy now, pay later (BNPL) is a type of short-term financing. Consumers can make purchases and pay for them overtime after an up-front payment. We offer ease in purchasing commercial or lifestyle assets and a convenient repayment plan.
In Buy Now, pay later (BNPL) once you apply, the loan application undergoes a thorough decisioning process and upon provision of certain requirements, the loan is approved within minutes. (If all requirements are met)
In Buy now, pay later (BNPL) you have an option to monitor your finances and gives you freedom to choose whatever phone or appliance you need and plan your repayment. It helps you build your credit score if payment is made on time.
You can finance a product up to N2million Naira with equity payment made.
Start your journey to financial freedom today.
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